Discount FedNow® Integrated in QuickBooks® QBO: Instant Payments for SMBs, Sole Practitioners & Sole Proprietors

Key Benefits of Discount FedNow® Merchant Accounts with QuickBooks® QBO Integration

Today Payments is an Authorized Developer of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

Discount FedNow® Integrated in QuickBooks® QBO: Instant Payments for SMBs, Sole Practitioners & Sole Proprietors

Real-Time Payments for Small Businesses Without High Fees

For Small and Medium-sized Businesses (SMBs), sole practitioners, and sole proprietors, efficient payment processing is crucial to managing cash flow and reducing transaction costs. However, traditional payment options—such as credit cards, ACH transfers, and wire payments—often come with high processing fees, settlement delays, and chargeback risks.

With Discount FedNow® integrated into QuickBooks® Online (QBO) via SecureQBPlugin, merchants can accept real-time FedNow® instant payments directly within QuickBooks® without high banking costs.

���� We are not a bank, because we offer a budget-friendly FedNow® payment solution tailored to small businesses—allowing you to send and receive instant real-time payments with low fees and seamless accounting integration.


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the features

QuickBooks® ACH, Cards, FedNow and Real-Time Payments

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  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

Ask about our special: Lower Transaction Costs – No High Credit Card or ACH Fees

How Discount FedNow® Works with QuickBooks® QBO for SMBs & Sole Proprietors

���� Instant FedNow® Payments Integrated into QuickBooks® Online

✔ Receive real-time payments directly into QuickBooks® QBO
✔ No more waiting for ACH or credit card settlements—funds are instantly available
✔ Reduce transaction costs while improving cash flow

���� QuickBooks® QBO Integration via SecureQBPlugin

✔ Syncs transactions automatically with QuickBooks® for effortless bookkeeping
✔ Eliminates manual reconciliation, saving time and reducing errors
✔ Send invoices, request payments, and track real-time financial data

���� Designed for SMBs, Sole Practitioners & Sole Proprietors

✔ No need for a bank account to process FedNow® instant payments
✔ Works seamlessly for B2B, C2B, and B2C transactions
✔ Compatible with QuickBooks®, eCommerce platforms, and POS systems

Ask us How:

  • "How Discount FedNow® integrates with QuickBooks® QBO via SecureQBPlugin for real-time payments"
  • "The benefits of using FedNow® for instant invoice payments within QuickBooks®"
  • "Why SecureQBPlugin is the best way to connect FedNow® payments with QuickBooks® Online"
  • "How small businesses can save money by switching from credit card processing to Discount FedNow®"
  • "The advantages of FedNow® and RTP® instant payments for SMBs and sole proprietors"

Key Benefits of Discount FedNow® Merchant Accounts with QuickBooks® QBO Integration

1️⃣ Real-Time Payment Settlements with Guaranteed Good Funds

✔ Instant transactions with no delays, processing holds, or pending payments
✔ No risk of insufficient funds or chargebacks—payments are final

2️⃣ Lower Transaction Costs – No High Credit Card or ACH Fees

✔ No expensive interchange fees, saving businesses thousands annually
✔ More affordable than ACH transfers and traditional merchant accounts

3️⃣ No Chargebacks or Payment Disputes

✔ Payments are final and cannot be reversed, eliminating disputes and fraud risks
✔ Reduces operational costs tied to managing chargeback claims

4️⃣ 24/7/365 Payment Availability – No Bank Processing Delays

✔ Unlike ACH or wire transfers, FedNow® payments process in real time—even on weekends
✔ No cut-off times, no banking restrictions—just instant access to your money

5️⃣ Seamless Integration with QuickBooks® for Automated Bookkeeping

✔ Automatically syncs payments and invoices to QuickBooks® QBO
✔ Saves time on manual data entry and reduces reconciliation errors
✔ Improves financial tracking with real-time updates

6️⃣ Perfect for SMBs, Sole Practitioners, and Sole Proprietors

✔ B2B Payments: Pay vendors and get paid instantly for invoices
✔ C2B Payments: Accept direct customer payments without processing delays
✔ B2C Payments: Businesses can process payroll, refunds, and payouts instantly

Accept Budget-Friendly FedNow® Payments in QuickBooks® with TodayPayments!

If you’re a small business owner, freelancer, or merchant looking for a cost-effective, real-time payment solution, Discount FedNow® integrated into QuickBooks® QBO via SecureQBPlugin is the perfect solution.

���� Sign up with TodayPayments today and start accepting real-time FedNow® payments directly within QuickBooks®—without high processing fees!

Request for Payment

Creation Request for Payment Bank File

Enhance Your Discount FedNow using QuickBooks QBO, Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

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